10 ChatGPT Prompts to Improve Your Financial Life.

1️⃣ *Personal Budget Planner*  

“I earn [amount] per month. Create a monthly budget that covers essentials, savings, and leisure while keeping 20% for investments.”

2️⃣ *Expense Tracker Setup*  

“Design a simple Google Sheet to track daily spending by category and show monthly insights.”

3️⃣ *Savings Growth Plan*  

“I want to save ₹5 lakhs in 12 months. Help me create a step-by-step saving strategy with monthly targets.”

4️⃣ *Debt Repayment Strategy*  

“I have these debts: [list]. Create a repayment plan using the snowball or avalanche method.”

5️⃣ *Emergency Fund Calculator*  

“Help me calculate how much I need for an emergency fund based on my monthly expenses and risk level.”

6️⃣ *Investment Starter Plan*  

“I’m new to investing. Suggest a simple mix of low-risk and moderate-risk investment options in India.”

7️⃣ *Money Mindset Reset*  

“Ask me 7 reflection questions to understand my beliefs about money and help me build a healthier money mindset.”

8️⃣ *Expense Cut Challenge*  

“Create a 14- day challenge to identify and cut unnecessary expenses without lowering my lifestyle quality.”

9️⃣ *Retirement Planning Guide*

“I’m [age]. Help me plan how much I should invest monthly to reach a retirement goal of ₹[target amount] by age 60.”

🔟 *Multiple Income Streams Map*  

“Based on my skills [list], suggest 3 side income ideas I can start online with low or no investment.”